FAQ
FAQ
A cashless ATM (Point of Banking system) allows customers to make payments using a debit
card. Unlike traditional card processing, it processes the transaction as an ATM withdrawal,
allowing dispensaries to accept electronic payments while staying compliant with banking
restrictions.
Yes. A small convenience or ATM fee is added to each transaction, usually $2–$3.
You typically receive your deposits via ACH within 24–48 hours, depending on your bank’s
processing schedule and the terms of your agreement.
We provide a terminal that looks and functions like a credit card machine. The only requirement is WiFi. Optionally, they can work with a SIM Card and 4G for deliveries.
Yes, depending on your state’s regulations. We offer mobile-enabled terminals that can be
used for delivery drivers or curbside pickup.
● Increased sales: Customers spend more with cards vs. cash.
● Better security: Less cash on premises means reduced robbery risk.
● Customer convenience: No need to visit an ATM before shopping.
● Faster checkouts: Streamlined transactions reduce wait times.
The system works like this:
● A customer swipes or inserts their debit card.
● They select a withdrawal amount (rounded to the nearest $5).
● The amount is debited from their account.
● The dispensary receives the funds in their account via ACH
● Any change is given back to the customer in cash or store credit.
Only debit cards are accepted. Credit cards are not supported due to federal banking
restrictions around cannabis transactions.
Yes. If the withdrawal is more than the purchase total (e.g., they withdraw $60 for a $53
transaction), you can give cash or apply the difference as store credit.
We provide detailed daily, weekly, and monthly reports. All transactions are logged.
Pricing varies depending on your transaction volume and location. In most cases:
● No upfront hardware costs
● No monthly service fees
● Per-transaction fees only
Northern Payments has the best support we’ve experienced in this industry. We had a technical issue with our terminal and it was resolved in under 10 minutes — no waiting, no nonsense.
Lee M.
Dispensary Owner, Ohio